Need to insure your Restaurant
or Pub?

First4 Trades Insurance don't just offer insurance for Tradesmen and Contractors - we also offer insurances for UK restaurants, pubs, cafes and similar.

Restaurant and Pub insurance
Match the right insurance to your specific needs for your restaurant, cafe or other eatery. You can cover the assets, earnings and legal liabilities of their business, protect against business interruption, buildings insurance, loss of liquor licence, business conducted away from the premises and theft by employees.

Liability Insurance
If you employ staff in the UK, whether they are full time, part time or volunteers, it is a legal requirement that you have employers liability insurance and ensure that your staff are adequately covered. This will protect you and your employees against any liability claims that you may be faced with, such as being injured whilst on your premises. If you don't have the required insurance, your business will be open to large fines. Our policy gives £10 million of employers liability insurance as standard, to give you the cover you require.

A pub or restaurant not only has customers, but suppliers visiting the premises on a frequent basis. Whilst they are in your restaurant or bar there is the risk that they may injure themselves. Public liability insurance will provide you with piece of mind, should you be found liable for such an injury.

Our public liability insurance will provide you with £2 million of cover as standard, with a choice to increase that level should you require it.

Other benefits
Our policy includes a range of additional benefits including accidental damage to contents, commercial legal expenses and protection for your future income. It can be extended to cover loss of licence, any residential aspect, theft by employees or even add accidental damage cover if you own the buildings.

Restaurant insurance quotes are available from a range of leading UK insurers, to why not see how much money your business could save?