Need to insure your Surgery
or Clinic?
First4 Trades Insurance don't just offer insurance for Tradesmen and Contractors - we also offer insurances for UK surgeries and clinics.
Surgery & Clinic insurance
We can tailor an insurance policy to meet the needs of your surgery or clinic. The cover includes assets, earnings and any legal liabilities that might arise; as well as cover for surgery bags, and deterioration of drugs. You will be covered for both employers' and public liability cover, and you can include insurance for the buildings too.
Liability Insurance
If you employ staff in the UK, whether they are full time, part time or volunteers, it is a legal requirement that you have employers liability insurance and ensure that your staff are adequately covered. This will protect you and your employees against any liability claims that you may be faced with, such as being injured whilst on your premises. If you don't have the required insurance, your business will be open to large fines. Our policy gives £10 million of employers liability insurance as standard, to give you the cover you require.
A surgery or clinic not only has customers, but suppliers visiting the premises on a frequent basis. Whilst they are in your surgery or clinic there is the risk that they may injure themselves. Public liability insurance will provide you with piece of mind, should you be found liable for such an injury.
Our public liability insurance will provide you with £2 million of cover as standard, with a choice to increase that level should you require it.
Other benefits
Our policy includes a range of additional benefits including accidental damage to contents, commercial legal expenses and protection for your future income. It can be extended to cover dispensing errors, theft by employees or even add accidental damage cover if you own the buildings.
Surgery insurance quotes are available from a range of leading UK insurers, to why not see how much money your business could save?
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